NPS Annuity Calculator
Plan your pension through NPS annuity investment
Age Details
35 Yr
60 Yr
NPS Account Details
Annuity Details
40%
Note: Minimum 40% of NPS corpus must be invested in annuity.NPS Annuity Results
₹0
Monthly Pension
NPS Corpus at Retirement₹0
Lump Sum Amount (60%)₹0
Annuity Investment (40%)₹0
Tax on Lump Sum₹0
Effective Annuity Return6.00%
What is NPS Reinvestment?
NPS (National Pension System) reinvestment refers to the strategic allocation of your accumulated NPS corpus at retirement. Upon reaching 60 years, subscribers can withdraw up to 60% of their corpus tax-free, while the remaining minimum 40% must be used to purchase an annuity for regular pension income.
Frequently Asked Questions
What is NPS reinvestment in annuity?
When you retire from NPS, at least 40% of your corpus must be used to buy an annuity from an PFRDA-approved insurance company providing a regular pension for life.
Which annuity option should I choose?
Options include life annuity (pension for life), joint life annuity (pension continues for spouse), and annuity with return of purchase price.