Stock Return Calculator
Calculate Your Stock Investment Returns
Investment Type
Stock Details
Return Summary
What is Stock Return?
Stock return refers to the total gain or loss generated from investing in stocks over a specific period. It includes capital appreciation (or losses) from changes in stock price and cash dividends received.
Key Features
Stock returns can be calculated for different time periods like daily, monthly, or annually. They are influenced by market conditions, company performance, sector growth, and economic indicators.
Types of Stock Returns
- Absolute Return: Total percentage return on investment regardless of holding period.
- Annualized Return / CAGR: The geometric mean growth rate per year over the holding period.
- Total Return: Combined value of capital appreciation plus dividend payouts.
- Real Return: Inflation-adjusted return showing actual purchasing power growth.
Tax Implications
- Short-Term Capital Gains (STCG): Equity held ≤ 12 months taxed at 20%.
- Long-Term Capital Gains (LTCG): Equity held > 12 months taxed at 12.5% on gains above ₹1.25 Lakh.
- Dividends: Taxed at investor's applicable income tax slab rates.
Frequently Asked Questions
How do I calculate stock returns accurately?
Enter the purchase price, sale/current price, holding period, and dividends earned. For multi-year holdings, CAGR or XIRR provides the truest annual return metric.
Why is dividend yield important in total return?
Dividends provide steady cash income that compounds over time. Excluding dividends underestimates your true total stock return significantly over multi-year periods.